Singapore-headquartered Ant International has launched a suite of close to 100 AI-native products spanning payments, account management, foreign exchange and treasury operations, its largest product upgrade to date. The rollout, unveiled at the company’s VOYAGE merchant event in Shanghai on September 18, 2026, extends AI deeper into daily financial operations for the merchants and businesses that rely on its Alipay+, Antom, WorldFirst and Bettr platforms.
Key Facts At A Glance
- Nearly 100 AI-native products launched across four business pillars: Alipay+, Antom, WorldFirst and Bettr
- Announced September 18, 2026 at Ant International’s VOYAGE merchant event in Shanghai
- Built on two proprietary models: the Antom 3-in-1 Transformer (payments, more than 10 billion parameters) and FalconTST (FX and liquidity forecasting, more than 8.5 billion parameters)
- 89.5% of Antom merchants have deployed AI agents; AI assisted 81.4% of payment tasks over the past 12 months
- FalconTST reportedly cut FX hedging and allocation costs by 30% to 60% in live cases
- Products roll out globally through fall and winter 2026
- Ant International’s network spans more than 150 million merchants and over 2 billion user accounts, and its payment rails connect to Southeast Asian QR systems including Singapore’s SGQR, Malaysia’s DuitNow and Indonesia’s QRIS
A Full-Stack AI Push
Ant International unveiled the product suite to more than 1,100 executives at its annual VOYAGE event, describing it as an industry-first, full-stack AI-native offering covering payment, account, FX, treasury and growth operations. The upgrade is built around a two-layer security architecture and two proprietary foundation models, alongside an Agentic Mobile Protocol and a blockchain-based wholesale settlement platform called WhaleRTP intended to support payment interoperability as more transactions are initiated by AI agents.
Antom, the company’s merchant payment arm, is positioning its Antom Autopilot tool as a conversational layer spanning onboarding, fraud protection, dispute handling, reconciliation and market expansion. Ant International said merchant adoption of AI integration has quadrupled over the past year and that it expects 95% of merchants to be able to onboard new payment methods within one hour by the end of 2026. The underlying Antom 3-in-1 Transformer processes an estimated 90 trillion data points annually and is used across fraud and scam prevention as well as payment optimization, according to the company.
Treasury And FX Get An AI Layer
WorldFirst, Ant International’s cross-border account and treasury service for small and mid-sized businesses, is adding AI-native account and treasury workflows as part of the rollout, including a feature called Account for Agent. On the FX side, FalconTST is designed to forecast currency and liquidity movements, with Ant International citing hedging and allocation cost reductions of 30% to 60% in cases where the model has already been deployed.
Regional Relevance
Ant International operates as the global arm of China’s Ant Group and is based in Singapore, where it supports more than 300 payment methods across over 220 markets, including national QR systems used across Southeast Asia such as Thailand’s PromptPay and Indonesia’s QRIS. Because its Alipay+ network underpins interoperability for regional wallets including GCash in the Philippines and TNG eWallet in Malaysia, an AI-native upgrade to its core payment and treasury infrastructure has downstream implications for merchants and wallet operators across the region, though Ant International has not detailed a country-by-country rollout schedule.